Aave is a decentralized lending and borrowing platform. It was launched in January 2020 and allows users to lend, borrow and earn interest on crypto assets, all without the need for a centralized intermediary. When a user lends via the platform, they earn interest; and when they borrow, they pay interest.

Users can deposit digital assets into “lending pools,” which become funds that the protocol can lend out. Borrowers must provide collateral in order to borrow from the platform. They can also only borrow up to a certain percentage of the value of the collateral they provide. To account for the volatility of the crypto markets, an algorithm that automatically liquidates a borrower’s collateral if its value falls below a specified ratio. 

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Foundation

Foundation

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Corporate Investors

Investors

AAVE Advantages

Top protocol

AAVE has the first position in Lending/Borrowing protocols by near to 50% of market share, The second protocol has only one fifth of the TVL of Aave. It means, there is no serious competitor.

High TVL

A high TVL means users’ trust in the network, and among hundreds of lending projects, the allocation of nearly 50% of the corresponding share gives credit to this project, which keeps it at the top of the lending systems.

Multi-Chain

Supporting diverse and well-known blockchains while increasing the efficiency of the protocol attracts users of different networks to obtain loans, thus increasing the use of the protocol and gaining a higher value.